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Message: <blockquote data-quote="Riley" data-source="post: 3158759" data-attributes="member: 29196">ACV...Actual cash value.  A number unavailable to practically everyone; based on the Mannheim auction sales values. Be sure to let your insurance deal with the at fault parties insurance, that's why you pay them. Don't take a low ball offer, they have room to ensure you are "made whole".  Including any medical expenses that might find you in a month or two.Happy to hear no significant physical injury, hope it works to your advantage.</blockquote>