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Message: <blockquote data-quote="SlugSlinger" data-source="post: 3655944" data-attributes="member: 7248">Actually social security was set up as a safety net for those who didn’t have access to those other investments or couldn’t save money on their own.Sounds like you agree with the idea that SS is going away, at least as a percentage of their “real” investments.  Because this is exactly what is going on for those who actually invest in their future.  For those that will rely on SS only, then it’s going away as a way to live a reasonable retirement.  Does SS even provide enough income to live above the property level?Personally, I have excluded SS from my financial planning as well.Why would someone hire a planner that tells them that they cannot rely on the future payments?  They will hire someone that tells them oh, yes, you’ll get everything you deserve.</blockquote>