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Message: <blockquote data-quote="rickm" data-source="post: 4054274" data-attributes="member: 24476"><p>Some companies will offer a employee coverage at no charge to the employee but when it comes right down to it the employer will consider the cost of insurance into what they are willing to pay their employees and when they calculate their payroll budget that cost is included on the final line of what the employee is paid, so yes in one way or another the employee is paying for his insurance coverage whether he sees it coming out of his check or not. Employers is going to figure how ever they can to get the most from their employees with as little lost profit they can squeeze into their own pockets.</p></blockquote><p></p>