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Message: <blockquote data-quote="crapsguy" data-source="post: 4088715" data-attributes="member: 45160">seems student loans are fine for those who need them and use them for useful degrees.  most people borrow money for expenses they can't pay in one shot.  big problem came when obumer took over the program from banks and made it very/too easy + they are being used for spring/summer breaks vs working -  then colleges started selling them to drive their revenue up - then dims started floating plans to pay them off - obviously in exchange for loyal voting - all part of the left wing plan - just like most other hand-out programsanyone taking out a student loan should be required to enroll in a personal finance class that clearly demonstrates what a loan is and who is responsible to pay it off.we saved money to pay for books and tuition for our kids and expected them to work part time to help with other expenses -- we could probably have picked up their whole tab but there is an important learning experience there</blockquote>