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The Water Cooler
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Stupid crazy interest rates
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<blockquote data-quote="Sunshine7388" data-source="post: 1981863" data-attributes="member: 25782"><p>Yep, but it's something to look at. How much PMI is changed I believe in April of this year. </p><p></p><p>My post was more for those that have owned their home for less than 4 years. We've had ours for just over 3 now. </p><p></p><p>When I looked into refinancing to try to drop our 5.5% interest rate we decided it wasn't worth it, b/c it wouldn't save us enough money to justify paying more in PMI, we just make extra payments.</p><p></p><p>Our lender was just going to use our previous appraisal from when we bought it, since it was relatively recent. A new appraisal probably wouldn't help us much anyway, alot of short sales and foreclosures in our neighborhood in the past year.</p></blockquote><p></p>
[QUOTE="Sunshine7388, post: 1981863, member: 25782"] Yep, but it's something to look at. How much PMI is changed I believe in April of this year. My post was more for those that have owned their home for less than 4 years. We've had ours for just over 3 now. When I looked into refinancing to try to drop our 5.5% interest rate we decided it wasn't worth it, b/c it wouldn't save us enough money to justify paying more in PMI, we just make extra payments. Our lender was just going to use our previous appraisal from when we bought it, since it was relatively recent. A new appraisal probably wouldn't help us much anyway, alot of short sales and foreclosures in our neighborhood in the past year. [/QUOTE]
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