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Message: <blockquote data-quote="retrieverman" data-source="post: 4160687" data-attributes="member: 24452">I had been debt free for many years and hate borrowing money, but I had to when I bought my house up there.  I borrowed $182,500 on a 2.75% 5 year fixed rate loan that will refinance in April 2024 if not paid off, but I’m throwing every dollar I can at the loan to pay it off by then.  As of this month, I still owe $15,600.On the subject of loans, most people I know don’t care what a car, house, UTV, etc costs as long as they can make the payments, and most if not all are in over their heads.</blockquote>