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Message: <blockquote data-quote="T. MIKE SMITH" data-source="post: 4248027" data-attributes="member: 44552"><p>An old guy I used to know would always say- "I got money I never spent". As I got older, that started to sink in- if you don't spend it, you might accumulate some. I got cheap- worked on the road for a drug company for 20 years- instead of eating out all the time- I would take a roll of summer sausage/bologna or the like with some cheddar cheese. crackers, sweet pickles and olives. That was lunch a couple times and maybe dinner if I got to my motel late and didn't feel like going out. I like this better than most fast food anyway since I ate a lot of McDonal's- Wendy's- Burger King- Kentucky Fried, etc. I got paid by the mile for gas and personal car use, so I looked for the best price on gas, oil change and the like. My company did not provide a car in my job, and they would sell the salesman's Taurus when they got a new one at 60-70k miles, for 3-4k in the nineties. I would buy one, drive it to about 150k and get another one. Usually, I could sale the old one for about what I paid for it. I was just running up and down the highway so having a fancy car didn't matter to me. If I felt like a beer, I went to a grocery store and bought some, instead of going to the bar. Ice it down in the sink with motel ice and after a few, just eat my bologna and cheese instead of driving. It got to where I turned very conservative on everything I did in life. If a credit card has a fee on it- I got rid of it and found one that didn't. When I promoted and had to fly a lot, I would do Southwest a lot, cause they gave you a point for every leg and 10 points earned you a free ticket. I had about 15 tickets at one time and started donating them to a veteran organization who helped service people with funeral travel and all types of needs. I was in DFW at the time so SW was easy but had to take Delta and American a lot to as I covered 10 states, Texas being the size of 5 states though, and I had a lot of points with them to. Left the drug co and went back into real estate in El Reno. Made a decent living and my retirement from the drug co has done ok. I'm 68 till June when I turn 69 if God lets me. I don't even touch my 401k money and still work real estate. I wound up putting a good bit in CD's last fall when rates got close to 5% from money just setting in my checking account. Because I still live frugal, except for guns because I know I can always get my money back and most likely make a little. I try to help my fellow man, which is the most important part of my life. I grew up in a very modest home. We had plenty to eat, but if we wanted much more, we had to get to work, which I did in the 4th grade. Bought my own clothes for school, etc. But as I grew up there were ups/downs. If you get cheap, you can make it. If you get back to doing ok- help others as much as you can. I would rather starve that see anyone else go hungry.</p></blockquote><p></p>

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