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The Water Cooler
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Trump Launches New Platform to Communicate With Followers
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<blockquote data-quote="Rez Exelon" data-source="post: 3571840" data-attributes="member: 5800"><p>The ACA is a marketplace. It was designed around, oddly, concept like the free market. Encouraging companies to come in and compete for customers premiums as those same "customers" had the field leveled by subsidies. In reality, the "free market" decided that lots of places didn't matter to them because they couldn't make enough for their shareholders and jumped out of them, leaving remaining plans ridiculously high. I haven't priced them out for me in a few years, but it was high for me when I was on there. I imagine you're demographic which is a higher cost group in general would be a lot higher --- again, because "healthcare" is not about "health" in our country. It's about money. Money for lots and lots and lots of middlemen, lawyers, administrators and general blood sucking leeches. </p><p></p><p>On the other hand, lets say that layer was taken out. Poof! Now you start designing a healthcare system around "health" rather than "profits". Get everyone coverage. Lots of costs go down with access to preventative care for one. Costs go down when you collectively bargin (inverse example, but its similar to wages going up when a union bargains). Think of it as social security....all kind of folks out there are getting a nice check based on my hours at work right now and in theory I get it later. Same concept applies to risk in insurance ---- the more young folk are in the system paying in the lower costs for those approaching death who typically have the highest bills. </p><p></p><p>The more people you pull in, the lower the overall costs. Want to know who the gets pulled in under a Healthcare for all system? Oh---- the young people. The ones that are the more likely to be without employer sponsored coverage at the moment, and the ones that have the lowest cost of coverage so that their premiums will subsidize the ones about to be fertilizer.</p></blockquote><p></p>
[QUOTE="Rez Exelon, post: 3571840, member: 5800"] The ACA is a marketplace. It was designed around, oddly, concept like the free market. Encouraging companies to come in and compete for customers premiums as those same "customers" had the field leveled by subsidies. In reality, the "free market" decided that lots of places didn't matter to them because they couldn't make enough for their shareholders and jumped out of them, leaving remaining plans ridiculously high. I haven't priced them out for me in a few years, but it was high for me when I was on there. I imagine you're demographic which is a higher cost group in general would be a lot higher --- again, because "healthcare" is not about "health" in our country. It's about money. Money for lots and lots and lots of middlemen, lawyers, administrators and general blood sucking leeches. On the other hand, lets say that layer was taken out. Poof! Now you start designing a healthcare system around "health" rather than "profits". Get everyone coverage. Lots of costs go down with access to preventative care for one. Costs go down when you collectively bargin (inverse example, but its similar to wages going up when a union bargains). Think of it as social security....all kind of folks out there are getting a nice check based on my hours at work right now and in theory I get it later. Same concept applies to risk in insurance ---- the more young folk are in the system paying in the lower costs for those approaching death who typically have the highest bills. The more people you pull in, the lower the overall costs. Want to know who the gets pulled in under a Healthcare for all system? Oh---- the young people. The ones that are the more likely to be without employer sponsored coverage at the moment, and the ones that have the lowest cost of coverage so that their premiums will subsidize the ones about to be fertilizer. [/QUOTE]
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