Forums
New posts
Search forums
What's new
New posts
New media
New media comments
Latest activity
Classifieds
Media
New media
New comments
Search media
Log in
Register
What's New?
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Navigation
Install the app
Install
More Options
Advertise with us
Contact Us
Close Menu
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Forums
The Water Cooler
General Discussion
unbelievable. privacy intrusion by the feds again
Search titles only
By:
Reply to Thread
This site may earn a commission from merchant affiliate links, including eBay, Amazon, and others.
Message
<blockquote data-quote="subprep" data-source="post: 2536853" data-attributes="member: 28253"><p>Yes some of the items go hand in hand with underwriting a mortgage but the following? NO. Ive been doing this for over 10 years now and I would get my license revoked if I asked for some of the things to prequal a buyer for things they are demanding.</p><p></p><p>Gender, race, ethnicity and religion- <span style="color: #FF0000">as a Realtor if I even hinted at making any kind of issue about any of these four items I would get the ultimate ***** slap by HUD and OREC.</span></p><p></p><p>Credit card numbers- <span style="color: #FF0000">I have yet to have any lenders ask my clients for their credit card numbers</span></p><p></p><p>Education records- <span style="color: #FF0000">I have never had a lender ask for education records</span></p><p></p><p>Composition of household (number and ages of males, females, children) <span style="color: #FF0000">The only reason I better ask this question is to base it on what kind of below 50$ closing gift i'm giving a client and their new household, and that is pushing it big time.</span></p><p></p><p>List of “financial events” in the last few years - <span style="color: #FF0000">if its not showing up on the credit reports its not any of mine or the lenders damn business.</span></p><p></p><p>so while I believe the govt does track everything were doing and already knows this, they just haven't associated it and bundled it all together with homeowners. I'm monitoring this because I think it points to larger issues and what they are planning.</p></blockquote><p></p>
[QUOTE="subprep, post: 2536853, member: 28253"] Yes some of the items go hand in hand with underwriting a mortgage but the following? NO. Ive been doing this for over 10 years now and I would get my license revoked if I asked for some of the things to prequal a buyer for things they are demanding. Gender, race, ethnicity and religion- [COLOR="#FF0000"]as a Realtor if I even hinted at making any kind of issue about any of these four items I would get the ultimate ***** slap by HUD and OREC.[/COLOR] Credit card numbers- [COLOR="#FF0000"]I have yet to have any lenders ask my clients for their credit card numbers[/COLOR] Education records- [COLOR="#FF0000"]I have never had a lender ask for education records[/COLOR] Composition of household (number and ages of males, females, children) [COLOR="#FF0000"]The only reason I better ask this question is to base it on what kind of below 50$ closing gift i'm giving a client and their new household, and that is pushing it big time.[/COLOR] List of “financial events” in the last few years - [COLOR="#FF0000"]if its not showing up on the credit reports its not any of mine or the lenders damn business.[/COLOR] so while I believe the govt does track everything were doing and already knows this, they just haven't associated it and bundled it all together with homeowners. I'm monitoring this because I think it points to larger issues and what they are planning. [/QUOTE]
Insert Quotes…
Verification
Post Reply
Forums
The Water Cooler
General Discussion
unbelievable. privacy intrusion by the feds again
Search titles only
By:
Top
Bottom
