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Message: <blockquote data-quote="dennishoddy" data-source="post: 4242042" data-attributes="member: 5412">Let me think about this…If I’m braking hard because of stupid drivers in front of my vehicle in congested driving, animals, people, or objects in the highway, my insurance could go up? Accelerating to merge into fast moving heavy traffic safely is going to up my insurance?Hauling a 15,000 lb load up a 12,000’ mountain pass and down the other side would result in every action they say could cause the rate to climb. That would be a big heck no from me.</blockquote>