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Message: <blockquote data-quote="1shott" data-source="post: 3760313" data-attributes="member: 29">Its still  ponzie scam forced onto the American people. If it is truly our money then a person should have access to it when they reach age 65, just a example, at which time they would be able to with draw all the amount plus interest or set up a re payment plan they want. When that person passes away, the funds would then go to their estate. None of that happens. Retirement is a personal choice, the .gov should not involved in it IMO.</blockquote>