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Message: <blockquote data-quote="Pstmstr" data-source="post: 4074671" data-attributes="member: 51164"><p>The OP for this thread seems like a responsible person who thought out the purchase and made a rational decision for them. Many people buy stuff they don’t need all because it was “zero% “. They sometimes find themselves in financial difficulties as a result.  I talked to a girl this week who got a 0% credit card to pay off some other debt and her 0% is expiring in September with a huge remaining balance. Some people use credit responsibly and some don’t. No one goes into debt thinking they will be unable to pay it. There is risk involved whether anyone wants to admit it or not.</p></blockquote><p></p>