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The Water Cooler
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Wife involved in an auto accident
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<blockquote data-quote="Forgalspop" data-source="post: 4294870" data-attributes="member: 46636"><p>I appreciate everyone’s responses and advice.</p><p></p><p>My wife and I had an in depth discussion with the owner of the collision repair shop and he has agreed to accept what Allstate is willing to pay and install OEM replacement parts. In fact, he ordered the OEM parts before the estimator/adjuster examined the vehicle and insisted on after-market parts. I had instructed him to only use OEM parts no matter what.</p><p></p><p>My wife’s car is a 2013 Subaru Outback and happens that the owner of the repair shop worked for Bob Moore Subaru for 10 years doing body work, so he has a working relationship with Bob Moore Subaru where he ordered the replacement parts. I am thinking he might be able get better pricing than listed on his estimate.</p><p></p><p>The owner of the repair shop also stated that more than likely, he will find other issues which he will bill Allstate for in addition to the check they have already issued. I asked him what will happen if they refuse to pay the secondary bill. He stated he won’t release the vehicle until it is paid. That will mean Allstate will be paying for my wife’s rental car for a longer time frame.</p><p></p><p>Also the estimator/adjuster included a couple parts that do not really need replacing. The owner showed me the parts and I agreed they would be satisfactory.</p><p></p><p>We did initially contact our insurance company (State Farm) and after talking with them decided not to file an official claim with State Farm, in hopes that our insurance rates would not increase.</p><p></p><p>We would prefer not to get an attorney involved and that would be a last resort.</p><p></p><p>I have very little love for insurance companies and see them as a necessary evil. I have about as much love for insurance companies as I do politicians.</p><p></p><p>I laugh at their advertising slogans, such as, “<strong>The good hands people</strong>” or “<strong>You’re in good hands with</strong> <strong>Allstate</strong>” I guess if you like their hands around your throat or around your testicles, then you are in good hands.</p><p></p><p>Here is another good slogan. “<strong>Like a good neighbor. State Farm is there.” </strong> If I had neighbors like that I would change neighborhoods.</p><p></p><p>Anyhow, thanks for the replies and advice.</p></blockquote><p></p>
[QUOTE="Forgalspop, post: 4294870, member: 46636"] I appreciate everyone’s responses and advice. My wife and I had an in depth discussion with the owner of the collision repair shop and he has agreed to accept what Allstate is willing to pay and install OEM replacement parts. In fact, he ordered the OEM parts before the estimator/adjuster examined the vehicle and insisted on after-market parts. I had instructed him to only use OEM parts no matter what. My wife’s car is a 2013 Subaru Outback and happens that the owner of the repair shop worked for Bob Moore Subaru for 10 years doing body work, so he has a working relationship with Bob Moore Subaru where he ordered the replacement parts. I am thinking he might be able get better pricing than listed on his estimate. The owner of the repair shop also stated that more than likely, he will find other issues which he will bill Allstate for in addition to the check they have already issued. I asked him what will happen if they refuse to pay the secondary bill. He stated he won’t release the vehicle until it is paid. That will mean Allstate will be paying for my wife’s rental car for a longer time frame. Also the estimator/adjuster included a couple parts that do not really need replacing. The owner showed me the parts and I agreed they would be satisfactory. We did initially contact our insurance company (State Farm) and after talking with them decided not to file an official claim with State Farm, in hopes that our insurance rates would not increase. We would prefer not to get an attorney involved and that would be a last resort. I have very little love for insurance companies and see them as a necessary evil. I have about as much love for insurance companies as I do politicians. I laugh at their advertising slogans, such as, “[B]The good hands people[/B]” or “[B]You’re in good hands with[/B] [B]Allstate[/B]” I guess if you like their hands around your throat or around your testicles, then you are in good hands. Here is another good slogan. “[B]Like a good neighbor. State Farm is there.” [/B] If I had neighbors like that I would change neighborhoods. Anyhow, thanks for the replies and advice. [/QUOTE]
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