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Message: <blockquote data-quote="Lightsluvr" data-source="post: 4295786" data-attributes="member: 25808"><p>I'm not an attorney but I have handled hundreds of claims for insurance companies. First, tell me what year model your car is. If it's only a year or two old, then you probably have a right to demand OEM parts. If it's an older car, maybe not so much, because they're replacing used damaged parts with used undamaged parts, if that makes sense. Second, in Oklahoma if you obtain an attorney to represent you for property damage, the adverse insurance company not only has to pay for your car, but they also have to pay your attorney's reasonable hourly fees. (That could cost them more than the damages.) Ask the insurance adjuster about diminished value on your car.  Are you renting a car?  If not, demand they pay for one. There are ways to play this game if that's the way the adjuster wants to go. Just my experience. Good luck.</p></blockquote><p></p>