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Message: <blockquote data-quote="dennishoddy" data-source="post: 4184766" data-attributes="member: 5412">We are past the market speculation stage with everything parked in safe investments. CD’s are up to 5.3% for 90 day certificates, so any money we don’t spend goes into those for short time profits. Yeah there is probably ways to beat that rate, but none safer. At this stage, safe is good. In 2022, all and I mean all the financial pundits were predicting the economy would be in a deep recession by July of 2023. Didn’t happen so all the financial pundits are saying mid 2024 will be the deepest correction in the nations history. The ones wailing the loudest are the gold and silver peddlers. The stock market continues to rise. Our financial guy is predicting interest rates to fall in the 1st quarter of 2024. The lower fuel prices are putting more money into people’s pockets so Christmas spending is at near record rates this year. Holiday travel in 2023 was at near record levels to date. I see 2024 coasting along until November. Depending on who wins will determine 2025 and beyond.</blockquote>