Federal government releases long-awaited health reform rules

[DA 20]

Which level of the plan will you be in? HHS also set how much each level of plan – platinum, gold, silver and bronze – may require patients to pay out of pocket. Beginning in 2014, so-called bronze plans can ask patients to pay 40 percent of costs; 30 percent for a silver, 20 percent for a gold; the top-level platinum plans must pay 90 percent of patient costs. The platinum level plans may charge higher premiums, while the bronze plans will be the cheapest in terms of monthly premiums.

Another little nugget. Charge the oldest customers as much as five times more in premiums as the youngest adult customers. HHS stuck with a proposal that allows insurers to charge the oldest patients three times as much as they charge a 21-year-old. And the rates can go up a little bit with every birthday. But smokers can be charged premiums that are five times higher under the new rules.

To read more: http://vitals.nbcnews.com/_news/201...eleases-long-awaited-health-reform-rules?lite

 

[CHenry]

This is awesome news!

 

[cyberslider]

What part of "affordable" in Affordable Care Act did we not get?

 

[reddog1]

Well we had to pass it, to see what was in it.

 

[SoonerATC]

“Insurers will not be able to charge someone more just because she is sick or because she used to be sick,” Health and Human Services Secretary Kathleen Sebelius told reporters on a conference call.

That's the most absurd part of this whole issue. Insurance is about risk management. People who are sick or have a history of being sick, are a higher risk for costing the insurance company money. Yet they can't charge that person more for that risk than they charge me, who rarely goes to the doctor. That means I will be forced to cover the sick person's cheaper premium through higher premiums for me (because the insurance company isn't going to just eat the cost).

That's like going to a restaurant and charging every customer the same tab, whether they ordered a glass of water or steak and lobster.

 

[reddog1]

Then everyone should just get the lobster?

 

[HMFIC]

I'll give a dollar to anyone who can make any sense at all out of any of this ...

 

[reddog1]

I'll give a dollar to anyone who can make any sense at all out of any of this ...

NWO global economic and scientific takover, using euginics.

You can ppal me the dollar. No worries.

 

[1shott]

I'll give a dollar to anyone who can make any sense at all out of any of this ...

We are ****ed. There I made sense of all of it. I will pm you my address for the dollar...

 

[HMFIC]

We are ****ed. There I made sense of all of it. I will pm you my address for the dollar...

I think we have a winner...