http://personalfinance.byu.edu/?q=node/552
A little while back we had some hail and I checked my policy, sure enough, it was ACV and not RC. Horse ****. I'm changing that.
But in the process I was able to seriously increase my SPP and ALE to almost double the stock values, and it was seriously a dollar a month. I don't even have that much SPP, but holy hell it was cheap to bump it up.
So get out your policy and take a look at it. Seriously. There are limits on guns, music instruments and jewelry and things that you want to know in your head. You may want to correct those with an additional SPP coverage policy.
Then schedule a time to talk to your agent. Make sure you understand your policy.
When a tornado strikes, the insurance company can't give you something that you didn't pay to cover.
A little while back we had some hail and I checked my policy, sure enough, it was ACV and not RC. Horse ****. I'm changing that.
But in the process I was able to seriously increase my SPP and ALE to almost double the stock values, and it was seriously a dollar a month. I don't even have that much SPP, but holy hell it was cheap to bump it up.
So get out your policy and take a look at it. Seriously. There are limits on guns, music instruments and jewelry and things that you want to know in your head. You may want to correct those with an additional SPP coverage policy.
Then schedule a time to talk to your agent. Make sure you understand your policy.
When a tornado strikes, the insurance company can't give you something that you didn't pay to cover.