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Message: <blockquote data-quote="Shadowrider" data-source="post: 4232955" data-attributes="member: 3099">There are other ways now. Most of mine are in ETFs (exchange traded funds). Sure you won't get rich like your Microsoft story but I'm doing far better than a CD. With an ETF you are buying a whole basket full of stocks, so one company won't take your savings if it tanks. Some of them pay 100% over what a CD does in dividend alone. Set them up for DRIP (dividend reinvestment) and it compounds over time.I only buy dividend stocks and ETFs. My best one is paying around 7.5% right now (and that's actually down because the unit price is up) and it's up 45% since I bought it.</blockquote>