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Message: <blockquote data-quote="Glocktogo" data-source="post: 1329038" data-attributes="member: 1132">My mom left about 225K to my stepdad in her retirement account alone. After her passing, he drew up a will with me as 1/3rd beneficiary (he married my mom after I was grown and out of state). I told him that was a nice gesture, and that I hoped he spent his last dollar enjoying the last minute of his life. After all, if he didn't, then I'd have to do it for him and that wouldn't be nearly as much fun for him! <img src="/images/smilies/smile.png"  class="smilie" loading="lazy" alt=":)" title="Smile    :)" data-shortname=":)" />My wife and I do just fine on our own. I'd rather know he and others in my family wanted for nothing than to inherit a bundle. It's all about what's really important in life. FWIW, I don't think that a RM buys more security than it does worry about what the future may hold.</blockquote>