I just moved here from CA do not do not do not have the ammo and gun in the same box, bag or container.
do you have a cite for this? (btw - welcome to OK)
Calguns wiki: http://wiki.calgunsfoundation.org/index.php/Transporting
So long as the handgun is itself unloaded, ammunition in the same container does not make the handgun loaded.
Some gun owners may be more comfortable transporting ammunition in a separate container, or a separate compartment of the locked container, but this is not required by current law.