Ccw Insurance

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operator742

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I have been considering later about taking out a policy though the NRA ,or us concealed network and there is another one I can't think of at the moment. But I was wondering if anyone here does and who you might have went with?

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SoonerP226

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What would "CCW insurance" cover that the law and an umbrella policy wouldn't? (Not being a smart-ass (for once), just asking a straight-up question.)
 

operator742

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Depends on which one you get,but they pay for defense attorney fees,expert witness,third party investigation, some will cover lost wages while in court. It is also illegal for insurance to pay claims when you are in court, so you would be out all expenses out of pocket with one of these companies say Armed Citizens Network they are the policyholder. Therefore they pay up front.

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Rod Snell

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What would "CCW insurance" cover that the law and an umbrella policy wouldn't? (Not being a smart-ass (for once), just asking a straight-up question.)

I have an umbrella policy from State Farm that does not cover deliberate acts: read the fine print to see if yours does (most don't).
Shooting someone in self defense is an example of a deliberate act.

The law does not reimburse you for legal expenses. You can easily spend many tens of thousands out of pocket even if acquitted.

My umbrella policy does not cover professional liability, such as nurses, teachers, etc. My NRA policy covers third-party accidents in gun classes. (Third party accidents is where one student injures another and the instructor gets sued.)

It annoys me no end that the major insurance companies don't cover many things that can cause me expenses through no fault of my own, but when it comes to guns, they don't. So I buy the special policy for another $175 a year. As to the clubs that pick a lawyer for you, no thanks, I want a qualified one in Oklahoma.
 

Shodown

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I use U.S. Law Shield. They cover everything except expert witness fees or investigator fees. ALL attorney costs are covered. They have multi sate policies and even have coverage for my wife who doesn't even have her CCW (yet). They also send emails if a law changes that may affect me for the states I'm covered for. My policy is only $24.95 per month but would be considerably cheaper if my wife had her CCW. They can do NFA paperwork too. Check'em out.

Www.uslawshield.com
 

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