Nothing negative from 15 years ago should still be on your credit. Not that it means it isn't, but if it is, it's because they are re-aging it to keep it on there, which is illegal.
Credit is a scam.
Credit is a scam.
Note to self don't commit check fraudIn this case, I would be willing to put money on his felony record having a significant impact in lowering his credit score.
I imagine finding stable gainful employment is difficult, which would in turn make it difficult to pay creditors. Also, I know loan applications check credit history, and if a hot check were to show up on that, getting a loan would be difficult also. Could become a catch22 situation pretty quick.
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The credit score thing is overreach. I know a lot of career LEO's that make crap and are great cops. Some of them would qualify for food stamps.Note to self don't commit check fraud
I guess the question should be why is his credit score low? If he still has issues paying his bills, then he still has the same issues. However, if his score was high 3 years ago before a divorce, which is why it is low, or the factory he was working at laid him off, because of the economy, which caused his score to drop I would say they should ignore the score. However, he likes to barrow other peoples money and not pay it back, still a thief.I feel the same way to a point. He was young when this happen and it was 15 years ago. he hasn't even had a traffic ticket sense.
he paid for the check and paid fines and 2 year probation. He has paid his debt to society. And weather you think he should get a governors pardon or not do you think it should be base on your credit score.
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