Bench with bags.
Hope you figure it out. Might just be a barrel problem. Very curious as to if you do load heavy if it helps. The last two AR's we put together will get down to a inch/inch and half on a fairly regular basis off a bench with bags with both my son in law and I shooting them with 55 gr anything we put in them. I am elated with that from a utilitarian built rifle, built for work and not a bench shooter.
Is it sometimes we hope these to be more than they are? Hope you figure it out soon and congrats on the Recent Retirement too! Enjoy it, now you want have time for anything! I know this to be true, I have been retired for awhile now myself! LOL!