Home owners insurance question

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Dalejbrass

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Whew. Yep, you have a situation on your hands!

I would assume you have the full right to exterminate the dog(s) if they come near your livestock again. Just don't post pictures of it on Facebook!

Don't know what or if your insurance would do anything about....what type of policy do you have? Homeowners, farm & ranch policy, etc.

An angle you may want to explore is to contact your ins agent, report a claim for your goat (make sure he knows the situation). Depending on the carrier, they could file a liability claim on your neighbor, hence, implicating the dog situation. This indirectly may help resolve your situation or at least help.....because, depending on who he's insured with, more than likely they will write an endorsement or threaten to cancel his policy if he doesn't do something about the dogs.

I can tell you this.....most, if not all ins carriers view "viscous" dogs a "high" risk scenario and will usually steer clear. Pit bulls are not the only pets that are classified this way.

Hope this helps.
 

Billybob

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Whew. Yep, you have a situation on your hands!

I would assume you have the full right to exterminate the dog(s) if they come near your livestock again. Just don't post pictures of it on Facebook!

Don't know what or if your insurance would do anything about....what type of policy do you have? Homeowners, farm & ranch policy, etc.

An angle you may want to explore is to contact your ins agent, report a claim for your goat (make sure he knows the situation). Depending on the carrier, they could file a liability claim on your neighbor, hence, implicating the dog situation. This indirectly may help resolve your situation or at least help.....because, depending on who he's insured with, more than likely they will write an endorsement or threaten to cancel his policy if he doesn't do something about the dogs.

I can tell you this.....most, if not all ins carriers view "viscous" dogs a "high" risk scenario and will usually steer clear. Pit bulls are not the only pets that are classified this way.

Hope this helps.

I know I can shoot the dogs but I hope to not have to and chances are given his attitude he'll just get more and not contain them either.
Due to the current situation I don't have any insurance at this time to file a claim with myself so that route is out.
The last point you made is what I'd hoped would "convince" him (not wanting insurance problems or other "attention") that he needs to contain his dogs, that's why I was trying to find who his insurance carrier is.

Thank you, I do appreciate your time and info.
 

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