How many of you are debt free? (Dave Ramsey stuff)

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CHenry

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I have all but the remainder of my mortgage. Everything else I own outright. House should be paid in under 2 years.
yeah im pretty stoked.

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dru

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I have $175 on a credit card, my wife has $7,000 on a student loan (at an absurdly low interest rate), and a mortgage. No car payments, no student loans for me, no other debt which is nice
 

RidgeHunter

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Just the mortgage. But I'm only 26 and I put more than 20% cash into both houses I've had. Walked with $27k when I sold the first one (listed for 3 weeks).

I've never had a credit card. Middle aged people LOVED to tell me I needed one at 18 or I'd "never have credit or get a loan". Sometimes middle aged folk aren't as "life educated" as they like to believe. Lawl.
 

CHenry

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I have $175 on a credit card, my wife has $7,000 on a student loan (at an absurdly low interest rate), and a mortgage. No car payments, no student loans for me, no other debt which is nice

Do you listen to/follow Dave Ramsey at all?

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CHenry

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Just the mortgage. But I'm only 26 and I put more than 20% cash into both houses I've had. Walked with $27k when I sold the first one (listed for 3 weeks).

I've never had a credit card. Middle aged people LOVED to tell me I needed one at 18 or I'd "never have credit or get a loan". Sometimes middle aged folk aren't as "life educated" as they like to believe. Lawl.

Good for you. Keep it up an you could be a wealthy man soon.

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