Insurance Rental Car

[ewheeley]

Hey guys, I've got a question that hopefully someone's life experience should help me answer.

Some genius backed into my girlfriend's car the other day in our dorm parking lot. It just scuffed up the rear fender of my gf's car, so it's completely drivable, but she's got the opportunity to get it into the shop on the 17th to get it fixed. Luckily, the other girl left a note.

Anyway, we're planning on driving to Starkville, MS on Friday to watch the Arkansas-MSU game. Here's the deal. If my gf puts her car in on Wednesday, her insurance says it'll cover a rental car. But what's difficult is that we're both 19 years old. I don't know if that's been clarified, or if they'll even still offer her a rental when her car is in the shop. It's foggy to me. Just because she's 19 doesn't mean she doesn't need transportation when her car is being fixed as a result of someone else's mistake.

I personally would LOVE for her to get a rental car, because hers only takes premium gas. That extra 25 cents a gallon really hurts over 500 miles. It'd be great if we could get something that gets 35 mpg on regular unleaded.

But here's my other question. If the other girl's insurance does provide a rental car, it's an 8 hour drive to Starkville, and I don't want my gf to have to drive the whole way. Any chance I'll be able to drive even though I'm 19? If not, we'll just wait to put her car in the shop afterwards and I'll have to pay more for gas.

 

[ronny]

If they owe her a rental car, it doesn't matter if she's 19 as long as she's a licensed driver. I see no reason why you can't drive it as well, with her permission and as long as you're licensed.

The only issue might be with the fact that you're gonna be driving a 1,000 miles. Just clear it with the rental people up front.

 

[Dustin98SS1]

I used to run a body shop and if I remember correctly she would still need to be 21. Most insurance companies prefer you drop the car off on monday that way they won't have to pay rental over the weekend.

 

[dieseltech09]

I personally would LOVE for her to get a rental car, because hers only takes premium gas. That extra 25 cents a gallon really hurts over 500 miles. It'd be great if we could get something that gets 35 mpg on regular unleaded.
QUOTE]

It really doesnt add up to that much more running premium. When I was going to college in Nashville, TN it only cost me $15 more in gas running premium driving from Nashville to Ponca City and that was in a truck thats gets 15mpg on a good day.

 

[Eddie005]

You would have to be listed on the rental contract along with the gf so you both could drive the vehicle.

 

[tRidiot]

I don't think a rental agency will rent to you without being a certain age... I was thinking it was even higher than 21, but I'm not sure. And it may vary by company.

 

[ronny]

Ignore us! Talk to the insurance carrier! Then talk to the rental company!

 

[Zombie]

I have had and driven rentals while under 21 both for civilian and military purposes. So long as I had an Id and a credit or debit card they never cared.

 

[tRidiot]

What is the minimum age I can rent a car with Hertz?

On most rentals the minimum age is 25 without an additional Age Differential Charge, and 21 with an additional Age Differential Charge. However, the minimum age for the Hertz Prestige Collection (HPC) and a few select Fun Collection (HFC) vehicles have a minimum age of 25 to rent.
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Age Policy
What is the age requirement to rent a car with Enterprise?

US and Canada:

To avoid a youthful driver fee, the primary renter and any additional drivers of the vehicle must be at least 25 years of age.

Minimum age to rent a vehicle is 21 years of age.

Rental rates may be higher for renters between the ages of 21 and 24. To determine the youthful driver fee at our locations Click Here.

Certain specialty and larger sized vehicles may not be rented to drivers under the age of 25.

Only New York State and Michigan mandate age exceptions:

New York State:

The minimum age is 18 years of age.

A $70.00 per day additional charge applies to 18-20 aged renters.

A $23.50 per day additional charge applies to 21-24 aged renters.

Michigan:

The minimum age is 18 years of age.

A $28.00 per day additional charge applies to 18-20 aged renters.

A $14.00 per day additional charge applies to 21-24 aged renters.

Please Note: Unless the rental is through a corporate or government contract, renters between the ages of 18 and 20 wishing to rent in the states of New York and/or Michigan must book directly with the rental branch.
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Dollar Rent-A-Car
B. Driving Age: The minimum age to rent a vehicle at most locations in the United States and Canada is 21 years of age. Please refer to the Local Policies for specific information on driver ages at the location where you intend to rent and the applicable charge for drivers 21 to 24 years of age.
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Below are National's policies on age requirements:

To avoid an additional charge the primary renter of the vehicle must be 25 years of age.

Minimum age to rent a vehicle is 21

Rental rates may be higher for renters between the ages of 21 and 24(To view young driver fee please go to the reservation page and select the location).

Certain specialty and larger sized vehicles may not be rented to drivers under 25.

Only these two states mandate age exceptions:

New York State:

The minimum age is 18 years of age.

A $70.00 per day additional charge applies to 18-20 aged renters.

$23.50 per day additional charge applies to 21-24 aged renters.

Michigan:

The minimum age is 18 years of age.

A $28.00 per day additional charge applies to 18-20 aged renters.

A $14.00 per day additional charge applies to 21-24 aged renters.
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Avis rents to customers between the ages of 21-24 with a valid credit card and driver's license. At time of rental, we will automatically apply an additional $27-per-day underage surcharge in the US and $35 per day in Canada for these drivers. (See exceptions)
EXCEPTIONS:

In Washington DC., the minimum age to rent is 25. Except at Washington Dulles Airport (IAD), which now rents to customers between the ages of 21-24 with a valid credit card and driver's license.

In New York State the minimum age to rent is 18 with a $52 per day surcharge for renters age 18-20 and a $35-per-day underage surcharge for renters age 21-24.

Michigan will continue to have a minimum age of 18 with a $41-per-day surcharge for customers between the ages of 18-20 and $28-per-day surcharge for customers between the ages of 21-24.

In Quebec, the minimum age to rent car groups A, B, C, D & E is 21 with an under age fee of $20 per day for renters age 21-24. For all other car groups, the minimum age is 25.

In Saskatchewan, the minimum age is 18. No under age fee applies.

Renters between the ages of 21-24 may not rent vehicles in the following car classes:

Luxury
Specialty
Minivans
Passenger Vans
Full-Size SUVs
Premium SUVs

 

[inactive]

I am an adjuster, so I will add some clarity to this.

The tort feasor owes you for loss of use of the damaged vehicle for the days it is in the shop. This is usually handled by providing you a rental car, but they can just as easily pay you for the cost of the rental for the set number of days. For example, if the rental is 34 per day, and the repair is 5 days, then they can cut you a check for $170. This will of course vary based on the rates the company has negotiated with the rental companies.

If your company owes you for rental, they coverage may apply even if they are not the ones handling the repair. Depending on the company and their coverage, you may be able to collect this rental payment even if you get a rental from the at-fault party carrier.

Finally, the rental company may or may not rent to someone who is 19, but none i know of will let you drive if she is renting the vehicle. I have had to book the rental for to a parent and the younger child drive the parents car - if this is agreeable with all parties. Again though - the insurer does not owe you the rental car itself, just the damages for the loss of use of the damaged vehicle.

PM me if you would like and let me know who the companies involved are. I don't have a vested interest in the deal, but I may be able to tell you more by knowing who you are dealing with.