What’s the best brand Medicare Supplement Plan?

[okcBob]

Med A? No sure what you are saying here. If Plan A, then that is not medical, it is hospitalization, skilled nursing and hospice (and a couple of others).

Yes. When I retire, then I get MedB and a supplemental.

 

[Snattlerake]

You have to call now! Nobody tells you you HAVE to sign up for the advantage plan to get any and all of these extra bennies. The cash back only goes into your social security payment. You don't get cash.

Ever wonder how come there are so many casinos? They are not losing money or breaking even by building more bigger better casinos. Just like the insurance companies and their advantage plans. The insurance company signed you up for their plan. They get the money from medicare to use with your account. They do not dole it out gracefully. They use your money for investments. then begrudgingly hand you some to pay a dr or two. As I said before, the zip code extra bennies crap is only for what is considered lower income housing areas. I do not qualify with my zip.

Also wonder how many commercials they put out each day? Every day? For months on end? Wonder how much they are paying out of your money to bombard us with these advantage plan commercials? Think casinos.

 

[Dale00]

The case against Medicare Advantage plans:

 

[mikeyinokc]

If you plan on never getting sick, Medicare Advantage is awesome. So basically you'll need to get hit by a bus when you're 90 or so....

If you think you'll ever get sick or have existing issues, then you roll the dice. Could be awesome too, could be a nightmare. I saw plenty of nightmares in my time in that industry.

FWIW, Medicare Advantage agents are paid $3-400 per enrollment. They never deal with you again, so they'll say anything to get you signed up.

I've been with United Healthcare Advantage for 12 years now. In the past 6 years I've had a knee replacement, 3 ankle surgeries, gall bladder removal, and a heart attack. Did well by me every time, just a relatively small co-pay each time.