Medicare enrollment before Dec 7th. Additional plans, costs and penalties.

[Snattlerake]

Research an Advantage plan heavily. You basically sign all your medicare rights away to a company. The government pays them and they dictate your care and treatment. I can give you horror stories all day long.

Thank you!!!

 

[Snattlerake]

I need to take copious notes.

 

[Pstmstr]

Short Answer
Part A — Hospital coverage.
Part B — Doctor and outpatient services. This part of Medicare covers doctor visits, lab test (80%)
Part C — Medicare Advantage (Private Insurance for A-B-D) Do Not GO This Route
Part D — Prescription drugs. This is the part of Medicare that pays for some of your prescription

For the other 20% you need a supplement Plan (A to G)
Look threw the supplement plans and find the one that meets your life style
After you pick a supplement plan then use the Internet to find the best rates for the plan that you want in your State

Do not talk to a insurance broker they will add a commission to you rate!

Why not C?


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[Snattlerake]

Why not C?


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JD8 said: ↑
Research an Advantage plan heavily. You basically sign all your medicare rights away to a company. The government pays them and they dictate your care and treatment. I can give you horror stories all day long.

 

[mr ed]

Wonder how many on here are collecting social security, Medicare... etc and complaining about socialism?

Medicare and social security are not socialism I paid in 45- 50 years and now I'm collecting my investment.
Medicaid, food stamps, section 8 are socialism. Most recipients paid little to no taxes and have mooched their entire lives.

 

[El Pablo]

Medicare and social security are not socialism I paid in 45- 50 years and now I'm collecting my investment.
Medicaid, food stamps, section 8 are socialism. Most recipients paid little to no taxes and have mooched their entire lives.

I pay way more in than I’ll ever get... I’d be far better off investing that money myself. But it’s to pay for others... socialism.

 

[Backstrap]

^^^This. I paid into Medicare and SS for almost 50 years; something tells me I won’t be receiving money from those programs for 50 years. My excess funds went (and will go) to those recipients who paid little if any into them.

 

[foghorn918]

We have Global Health Generations as my wife's Medicare Advantage plan. All of her doctors are available on it and we have not had any issues with them. $0 doctor visits, $20 specialist, most of her prescriptions are either $5 or free for a 3 month script. One is about $45 for three month supply. I think hospital co-pay was $250.
She spent a week in the hospital earlier in the year and other than our co-pay, we didn't have any other out of pocket costs.

 

[El Pablo]

^^^This. I paid into Medicare and SS for almost 50 years; something tells me I won’t be receiving money from those programs for 50 years. My excess funds went (and will go) to those recipients who paid little if any into them.

If social security and Medicare isn’t socialism... single payer healthcare isn’t either. (I’m in favor of social security and Medicare)

https://www.merriam-webster.com/dictionary/socialism
: any of various economic and political theories advocating collective or governmental ownership and administration of the means of production and distribution of goods

 

[GeneW]

I'm not 65 yet, but getting close, close enough that I'm trying to learn all I can. I'll be signing up in about 18 months or so.

It's about as clear as mud.
.