You don’t offset inflation, you have to replenish stock. Unless your idea is to wait it out until deflation occurs, which is rather rare.
the emergency bill issue could be solved by emergency savings.
I’m all for keeping things on hand, within reason. The people that stockpile enough food to last years…. Or load up freezers, yet don’t consider how to keep them powered when power goes out for days, weeks. You just lost a lot of money. Like everything, are the problems caused by the solutions worth the price?
You just assume that you’re the smartest cat in the room. Many people that have been doing this thought of all the questions you’ve posed decades ago. Yep. We know what we’re doing. There is a plan and a well thought out purpose to each step we take. Seems like you’d be better off tormenting the folks on the politics forum.