The scummiest dealer experience in my life

[TANSTAAFL]

One way around this, see if they have early payoff provisions on their loan, if not get the loan and make up a BS story about getting an equity loan after fixing up your home in a year or two, pay it off in full before the first payment. You will be out a little interest but gets the sales person off your back, also will PO the bank they are dealing with.

 

[StLPro2A]

I've bought 5-6 cars thru a dealer in my life. So no expert nor a complete babe.

Sold my mid life crisis for house down payment. Ready to either get something fun again or just another reliable mildly used commuter until the market corrects more. Well, came across a 22 Mustang GT w/ 5k miles. MSRP would have been about 56k, in normal times, mildly used, 50-52 would have been fair. In this market, a good deal probably would be 56-60. So my shock to find a dealer locally in Pryor with this listed at 46,500 had my interest.

Went in assuming a repaired wreck or smoked in. Couldn't find any indications of that. Go to talk turkey. Thought it was wierd kinda brushed past me hoping to wiggle and get a tiny dip lower. Instead the kid comes back with "short term" financing options instead of letting me discuss what what I was looking for (and really wanted to bring my own ideally) But I'm immediately wondering wtf, quotes were like $1800 for 48 months.... maths out to over $80k. (And I think this was with me planning to put 20k down) And a couple back and forths, and they only want to discuss monthly payments, so when I said my calculating ahead of time should have me in the $500-600 range on a 5 year with. So they come back with like $690..... but wont tell me the term. Cool guys, it could be a $100/m payment but does no good if it's a 5000 month term.

Finally talk to manager guy, basically make it clear I wont abide these games and I should probably just go because it doesn't appear the deal I thought was advertised is here vs what they need. I asked if I wrote them a check for the asking price + tax etc, I bet they wouldn't take it and he confirmed they wouldn't. I shoulda walked out then but I'm not the most confrontational. What ensued was them acting like giving in, and I had some hope when they started to act like they could work with me going a little higher and using my financing. At 50k, not so great a deal but well within what I might have expected pre covid. Go back to finance guy. Nope back to their financing and I wasn't ready to go through another retarded round of playing a game of giving me 2 of 3 numbers in the equation to hide the real figure the best they could.

Suffice to say. F*** you Pryor Patriot Jeep/Dodge etc. Leaving I looked and none of the cars had values listed on the few window stickers there were either. Straight up predatory dealership looking for country bumpkins that can't do math.

If they offered the item at that price without specifying that the terms were only with payments, they would have to sell it to you for cash at the offered price.

 

[cowzrul]

I’ve bought my fair share of new vehicles so I’ve built relationships with the new car manager or GM of a few places. A few weeks ago I bought an F250 in Arkansas. This particular one was a unicorn so I didn’t even mess around. Had an 853 credit score and their finance was 5.79. Waited about 5 days and called Wells Fargo for the account number and payoff. Had Navy Federal cut me a check and sent it in to pay off that crap. Play their game and do what you have to do.

 

[Fitz-]

Can you wait a few months, maybe a year? You could end up saving a LOT and the dealers will be begging you to take any car off their lot soon.

that's the plan, if I have to overpay 15k on a10k beater until late next year. just this was a same price got me in the door.

 

[Fitz-]

Sounds like a bait and switch to me since they wouldn't take cash. There are Oklahoma laws preventing that practice.

here's listing. amusingly they've now bumped the price 2k. https://www.patriotpryor.com/invent...ng-gt-premium-rwd-2d-coupe-1fa6p8cf3n5112070/

don't see on that page at least any terms conditions that would justify that game. weirdest part still was that they refused to even talk about the cost of the vehicle.

 

[wawazat]

David Stanley loves to pull that crap too. I openly judge everyone I see with a David Stanley badge on their car, haha. It is just unfortunate that people are so eager to be leaned over the barrel like that.

 

[GC7]

The average person just isn't too concerned about getting hosed at the dealership. In fact as long as they can get the monthly payment to where it's affordable (despite the total cost of the purchase increasing), they'll drive away happy.

Any rational consumer's worst enemy is literally every other irrational consumer, not the business that is simply taking advantage of everyone's stupidity to stay alive.

If we lived in a world where what you can actually afford made a difference when buying a car, there would be a LOT less Escalades, F250s, Power Wagons, Hellcats, etc.. on the roads.

 

[montesa]

I've bought 5-6 cars thru a dealer in my life. So no expert nor a complete babe.

Sold my mid life crisis for house down payment. Ready to either get something fun again or just another reliable mildly used commuter until the market corrects more. Well, came across a 22 Mustang GT w/ 5k miles. MSRP would have been about 56k, in normal times, mildly used, 50-52 would have been fair. In this market, a good deal probably would be 56-60. So my shock to find a dealer locally in Pryor with this listed at 46,500 had my interest.

Went in assuming a repaired wreck or smoked in. Couldn't find any indications of that. Go to talk turkey. Thought it was wierd kinda brushed past me hoping to wiggle and get a tiny dip lower. Instead the kid comes back with "short term" financing options instead of letting me discuss what what I was looking for (and really wanted to bring my own ideally) But I'm immediately wondering wtf, quotes were like $1800 for 48 months.... maths out to over $80k. (And I think this was with me planning to put 20k down) And a couple back and forths, and they only want to discuss monthly payments, so when I said my calculating ahead of time should have me in the $500-600 range on a 5 year with. So they come back with like $690..... but wont tell me the term. Cool guys, it could be a $100/m payment but does no good if it's a 5000 month term.

Finally talk to manager guy, basically make it clear I wont abide these games and I should probably just go because it doesn't appear the deal I thought was advertised is here vs what they need. I asked if I wrote them a check for the asking price + tax etc, I bet they wouldn't take it and he confirmed they wouldn't. I shoulda walked out then but I'm not the most confrontational. What ensued was them acting like giving in, and I had some hope when they started to act like they could work with me going a little higher and using my financing. At 50k, not so great a deal but well within what I might have expected pre covid. Go back to finance guy. Nope back to their financing and I wasn't ready to go through another retarded round of playing a game of giving me 2 of 3 numbers in the equation to hide the real figure the best they could.

Suffice to say. F*** you Pryor Patriot Jeep/Dodge etc. Leaving I looked and none of the cars had values listed on the few window stickers there were either. Straight up predatory dealership looking for country bumpkins that can't do math.

I thought this was standard procedure at most dealerships. I have had the same experience pretty much at several.

 

[travisstorma]

I'll never go back to Jim Glover Chevrolet in Tulsa. Went to look at a truck several years ago. Online price showing ~29,000. Speaking with the sales guy he went back to speak with the sales manager to 'run the numbers'. Came back with payments that equaled around 80k total. Told him there is no way that was damn near an insult. He then pretty much told me he was going to go tell his manager that I was displeased. His whole demeanor while saying that was like a little kid wanting to go tell on someone. I told him don't worry, I won't be in your office when you return. On the way out him, the sales manager and some other person was trying to get us to stay. Ruined this buyer from ever returning.

 

[OKRuss]

here's listing. amusingly they've now bumped the price 2k. https://www.patriotpryor.com/invent...ng-gt-premium-rwd-2d-coupe-1fa6p8cf3n5112070/

don't see on that page at least any terms conditions that would justify that game. weirdest part still was that they refused to even talk about the cost of the vehicle.

I went to the website and asked the online rep about it and all she answered was to provide my name and number so the sales team could reach out to me. I was getting a 'socket error' when trying to reply asking if I was required to finance through the dealer for the $48,888 price so didn't try again.

It does have this under details but nowhere on the listing is a double asterisk for this reference:
**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment