Didn't they also pass a law a few years ago that if you are pulled over without insurance they can confiscate your vehicle?Maybe things were different back then? As for driving, I've got 59 years of being a licensed driver, including two years with a motor scooter license, and I can possibly say that for most of those years there has been a state statute on insurance for vehicles. Is one forced to buy insurance? Perhaps not, but get stopped by the police without it and one is subject to a fine for (get this) "violating the law."