So you'd be willing to give up, up to 15% of your total salary for restricted coverage?
So you'd be willing to give up, up to 15% of your total salary for restricted coverage?
We actually are in a plan with a group of doctors where we pay monthly for unlimited use. It's mostly great, although they've gotten more expensive like everything else. But it removes the referral/profit motive for them. They don't do anything with insurance. The problem though is that with obamacare plan requirements we're paying for a lot of duplicate stuff on insurance that we don't need - primary care visits being one of them. What you describe is definitely what we need. Problem is the lack of catastrophic plan availability.This might be an option for primary care You pay the doc monthly for unlimited visits. Then get a cheaper insurance for catastrophic events (hospitalization).
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So 7.3% of 30K is ~2150 a year.... divided by 12 is $175 a month. For basic insurance with longer wait times.
You'd be paying a higher percentage of the total cost too.
Why is this such a good deal in your mind?
I think a hybrid structure like this is viable, but I honestly don't like the contribution. We already contribute enough and they're running medicare into the ground.
Whats “basic insurance” entail?
Also, does that contribution replace Medicare premiums?
lit might be more expensive for me now, but if I had a family it’d be a different story.
It’s better for entrepreneurs who have to pay insane amounts for insurance
It’s better for the folks who have ****** insurance…paying 1k a month for a hdhp
When we were in Portugal on vacation, my mom twisted her ankle pretty bad. Swelled up and got all black/blue. We had an ankle brace then got an ace bandage to wrap. One of our Uber drivers said go to the hospital - it's free for anyone in Portugal and not just residents. I wasn't 100% sure but later had another person suggest the same thing. We never did but this thread got me to thinking about it.
EXCELLENT question.
Doesn't seem to cover specialists though, that's for sure. Given the history of the United States government, do you figure they're just gonna throw in Healthcare for all, on what we are paying now for medicare?
I was saying you'd be paying a higher percentage of the total cost under the German Model. If you're paying ~7.5 and the Employer is paying the same or about the same. You're contributing
That's not true. They would be responsible for the entire 15% per the article.
You're still not addressing the fact that the US government has not shown that they can administer a plan such as this. How do you think they would have handled the COVID situation?
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