Don't think yours will not be accepted. My fingerprints have creases and are worn down due to age. So yours may be just fine.
I don't recall for sure, but I believe if OSBI rejects someone's fingerprints 2 times, there is some option to have them taken electronically through OSBI. I don't know the details, but maybe someone here will know.
I had a few pin hole marks that wouldn't ink, mostly scars and scabs from work. The smudges are what I think will get me kicked back.. How long did it take the folks who used card info to have OSBI charge your card? Or do they wait to charge it until they are about done with it?