Workmans Compensation question......

[SgtMojo67]

What do I need to know. I have never had a claim. I'm not sure what to expect of the process. I'm looking at being off for at least 3-4 weeks. Any pointers? At what time do I (if at all) need to speak with a lawyer. Any help would be greatly appreciated.......

 

[FullAuto]

If a doctor says you are temporary totally disabled, you should get a check for 70% gross your weekly wage up to the max (which isn't much). If you have prescriptions, don't bill your health insurance. Pay full price in cash and save the receipts. Log all mileage to and from everything related to the claim. The first 20 miles are the deductible but you should get mileage if your round trip is further for any treatments. If the work comp company is approving all your medical needs and you aren't injured to the point of being rated for a Permanent Partial Impairment (used to be PPD, now PPI), I'd probably skip the lawyer. If they start messing with you, deny medical treatment, etc. or you are having some kind of surgery and would likely be rated for a PPI, lawyer up. This is just my opinion though.

I have a current work comp claim going. I have a lawyer. I was very reluctant to hire one, but I have well over 100k in medical bills, 2 surgeries, work comp was delaying approvals and finally started to deny treatment. I work in insurance claims on the property side but have pretty good connections for information on the BI side, but mine just got too complicated. I'd have screwed myself without a lawyer.

 

[Isha's Pa Pa]

I would go ahead and contact a lawyer and get all of
your paperwork started then when they start f ing with you
he can file the paperwork !

 

[kinggabby]

Get a lawyer . I am going through Workman Comp myself. They will make sure you will not get walked on.

 

[saddlebum]

workers comp is fairly easy and a lawyer will take 20% of what you get that includes your weekly check. the work comp court has a payment schedule you can get a copy of. they insurance company will pay you a precentage of your weekly pay excluding the waiting period (first 7 days if i remember correctly) then when your doctor release's you , you will get a % of permanent disabilty rating,take that number look it up on the schedule and negotiate a setlement based on what the courts schedule say's it is worth.

note works comp isn't a get rich proposition don't give an attorney 20% of your money if you don't need to

 

[JB Books]

And while you're at it, what about saving money by doing your own surgery? Saddle bum's advice is some of the worst I've read here.

 

[Dr. HK]

workers comp and how you are treated is based off the company worker's comp analyst (or what ever title they have at specific companies). If they mess around with you it is because of the comp analyst decisions and the insurance. Like full auto stated if they are working with you and have no denied anything I would go without a lawyer. In the end when and if you get a settlement, and you do not think it is fair then I would lawyer up. At that point you could lawyer up for anything above what is being offered. Though more specifics I would talk to Uncle JB Books he is a lawyer. He could direct you on some options I would assume.

 

[kinggabby]

workers comp and how you are treated is based off the company worker's comp analyst (or what ever title they have at specific companies). If they mess around with you it is because of the comp analyst decisions and the insurance. Like full auto stated if they are working with you and have no denied anything I would go without a lawyer. In the end when and if you get a settlement, and you do not think it is fair then I would lawyer up. At that point you could lawyer up for anything above what is being offered. Though more specifics I would talk to Uncle JB Books he is a lawyer. He could direct you on some options I would assume.

In my case they were not going to offer a settlement. I say get one ASAP.

 

[Vamoose]

There aren't many legal endeavors you can get yourself into these days that don't benefit from including a lawyer.

 

[saddlebum]

And while you're at it, what about saving money by doing your own surgery? Saddle bum's advice is some of the worst I've read here.

ya you're right he should pay a lawyer 20% for what he can easily do his self.

i've had 3 work comps in my 52 years. 2 knee injury that both required the same surgery and one back injury.

i did one knee and the back my self and hired an attorney for the other knee injury. i got basically the same settlement on both knee injury , but had to pay the lawyer 20% on the one he did plus all expense's came out of my part.

there are many things you need an attorney for, work comp isn't one unless the insurance company is fighting you on it

an injury that is only going to take 3-4 weeks to recover from is not sever enough to need an attornies help on.

suit your self, makes me no difference.

btw. J.B. thinks Obama is good for the country too