I HATE buying a car from a dealership. I use USAA's auto buying service. I pick out what I want, (wife tells me) input the data to USAA, they spit out a pre-negotiated SET price, tell me which dealer to go to and when the vehicle that I (wife) picked out is ready to be picked up, send me a contract to sign (me) and send back along with a check for the SET price of the vehicle. I go to the dealer specified, sign the check over to them, pick it up, and drive away.