Frustrating and aggravating. I understand completely. Totaled a pick up in November. AFAIK it only cost the farmer the loss of a cow.
Report to S.O. every time they are out. If you have visiters that have to dodge cattle have them call as well.
Take pictures of the bad fence.
From my experience all of the reporting and evidence will be helpful. Your insurance company will be glad to have it.
(Edit to add. This documentation is mostly for future incidents. You may never have another or because of roadway speeds never have significant damage, but even a few grand in damage doesn't take much)
My insurance covered the tow, rental and the pickup at the highest sticker price at a dealership (I searched within 200 miles on the internet) for same year model, package and similar mileage that I could find. My insurance claims asked if the cattle were reported out often, fence condition, and who the owner is. I didn't know if they are out often as I travel that area 1 or 2 times a year at most. I did have owners name and phone number.
Report to S.O. every time they are out. If you have visiters that have to dodge cattle have them call as well.
Take pictures of the bad fence.
From my experience all of the reporting and evidence will be helpful. Your insurance company will be glad to have it.
(Edit to add. This documentation is mostly for future incidents. You may never have another or because of roadway speeds never have significant damage, but even a few grand in damage doesn't take much)
My insurance covered the tow, rental and the pickup at the highest sticker price at a dealership (I searched within 200 miles on the internet) for same year model, package and similar mileage that I could find. My insurance claims asked if the cattle were reported out often, fence condition, and who the owner is. I didn't know if they are out often as I travel that area 1 or 2 times a year at most. I did have owners name and phone number.
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