All I can say is I can fully relate. Since 2015 the oil and gas world has been screwed! I have used up all my saving being in and out of work. We are "losing" our house...re financed so I got tons of debt, we re financed a bit ago so we have no equity. Can't afford anything except a double wide with the proceeded, and even then I'll have a payment I can nearly afford. Wife was high up the Corp chain and lost her job due to Covid constrictions. I'm now a part time ops manager at fed ex making about 1/12 of what we were making. Wife got no job, so we can't afford a loan. All I can tell you is I will save a choice spot beneath the bridge or the trailer court for ya.....oh yeah I got 3 kids in college with two years to go........so buy on line and have it all shipped FedEx ground!. I feel for ya!