they both said that I need to go to the ER, so she called EMSA and I went.
So hours after the accident, after you crawled in and out of the window, made another beer run, then you called an ambulance?
Me thinks this whole thing is a crock. Doesn't even make logical sense. Why didn't your buddy just take you to the ER? Or why didn't the RN or Corpsman take you?
If I was the insurance adjuster I'd have denied your claim too. Your story just grows more bizarre by the page....