I paid off a bunch of credit card when I retired and had a little trouble doing it cause if the bal. was 100.00 I mailed a check for a 100.00, The next statement would be for 1.00 and change or whatever because of interest acrued in the time it took for my payment to get to them, I learned to send them about a buck or so over that amount, now I have a credit on most of my old accounts and they have spent a lot of money sending me statements to that effect
LOL ... that ain't right ... funny as all gitout but it ain't right!
They do it to themselves don't they??
Several years ago, I got a post office box when I worked downtown. Sent off letters to all my creditors changing my address to reflect that. My mortgage company had a meltdown. Needed an affidavit from me stating I did not move to my new address. I called ... It just went from bad to worse. Well they needed PROOF I did not live at my new address ... WTF??
I took pictures of the inside of my POBox (a small one) and sent it to them with a letter stating that they had caught me, I WAS thinking about moving into my PO Box because the payments were so much cheaper than those on my house but that once I had actually viewed the property I thought it might be a little cramped in there for both me and the husband so I had decided to stay at the home the mortgage was on. Sent it by certified mail, return receipt requested. They didn't bother me about it any more ...