Go with Safeco. I just got my first increase and it was less than 10%. First increase in 5 years!!.Just got my renewal from Geico and it went up a LOT! It went from $800 and change to almost $1200...nearly 50%. No tickets, no claims. I've always been happy with them and they've been very responsive but that seems excessive for someone my age, 800+ credit scores, and clean record.
I love their Mechanical Breakdown coverage (like a really cheap extended warranty). But they've just priced themselves out of my market.
I've checked with my local agents and they aren't even in the same universe price wise. Allstate would have to pay me for accepting their coverage. USAA is a no go, too. I've had horrible luck with USAA insurance...almost as bad as Allstate. Never again for those two.
All that being said, I can save $440 year switching to Progressive with the same coverages (minus the mechanical breakdown). I'm looking for anyone that has personal experience with them.