Homeowner's Insurance

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FullAuto

Sharpshooter
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I shopped around everywhere last year when I bought my (personal) house. I have all my insurance including rental property through State Farm but thought it was a little high on my new house. Liberty Mutual was ~$800 cheaper than State Farm so I went with them. Several companies were not taking new customers for homes at all or not taking new customers for homes only. I've never made a claim on any house so I don't know how Liberty Mutual will handle the claim compared to State Farm, but for $800 per year, I'll risk it the first time at least.
 

Kid Glock

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Can't really say cost comparatively as it's been a while since I shopped for insurance but I have State Farm homeowners and vehicle with no complaints but no claims either.
 

Big House

Sharpshooter
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I had Farm Bureau for auto. Had a drunk, who didn't have insurance, t-bone my parked vehicle and totaled it while parked in my driveway. You would have thought I was the drunk one. Took me four months to get check from them. They paid, but it was stressful.
 

internetscout

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State Farm has been great on my auto policy and saved me a ton of money when I switched to them from American National. They have good life policies as well but I paid over $1300 for my 1100 sf home last year and that just seemed a bit high to me.

My agent has been slacking too so I may just renew with an OKC agent rather than the small town guy I am using now.
 

BuddyL

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We have had Hartford for both house and car since 2000. I have had several claims house (shingles) car (some lady hit my tahoe while it was parked) both claims where handled extraordinarily and they still like me. I thought about using in town agents so I took my polices to 4 agents and they said they could not touch the price. Oh, this is Hartford though AARP.
 

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