Man do I need schooling!
I'm being bombarded by mail, email, TV commercials, Skywriting planes...
I guess turning 65 ain't the goal after all. It is just the start of the insurance companies trying to perform a walletectomy on the elderly.
I have an invitation on the 19th to meet face to face after a sermon on Medicare 101. I am waiting with bait breath. Besides, this guy is the only one offering refreshments at a bakery!
Medicare is the scam that pays you for medical treatments you have been paying ever since you have been employed. You have to enroll or you get fined. Sound familiar? There is an enrollment period that closes Dec 7th to get all the "benefits you deserve" according to Broadway Joe.
Then there are the supplement plans. Holy shades of quantum mechanics Batman!
You have parts, not wholes however the parts have holes. To fill those holes you need gap insurance which by definition really doesn't fill the holes because there is still a gap. I think the only gap filler is money. If you keep throwing money at the gap you will eventually bring it up to the level you could use as a stepping stone. The trick, I guess, is to stop the amount of money you throw into the gap just one dollar short of what you would pay out-of-pocket for all the medical expenses you acquire from age 65 to death. That is defined as a win.
The parts are categorized by A B C D LBGTQ ad infinitum. Some of the parts crossbreed and others don't cover anything. I did a search on here about Medicare but only got lost and found out Humana was crap.
Anyone have a spreadsheet to cross reference coverages and costs?
Anyway, I'm cornfused. What do y'all have / recommend and what are your premiums?
Should I go with a well known company or a small one? The only reason for going big was the fact the small companies are usually eaten up by the bigger ones eventually. I already have a big bias against United Healthcare because AARP opines their virtues. Given that, and the fact Humana is crap, I guess I have to pick something else.
Suggestions?
I'm being bombarded by mail, email, TV commercials, Skywriting planes...
I guess turning 65 ain't the goal after all. It is just the start of the insurance companies trying to perform a walletectomy on the elderly.
I have an invitation on the 19th to meet face to face after a sermon on Medicare 101. I am waiting with bait breath. Besides, this guy is the only one offering refreshments at a bakery!
Medicare is the scam that pays you for medical treatments you have been paying ever since you have been employed. You have to enroll or you get fined. Sound familiar? There is an enrollment period that closes Dec 7th to get all the "benefits you deserve" according to Broadway Joe.
Then there are the supplement plans. Holy shades of quantum mechanics Batman!
You have parts, not wholes however the parts have holes. To fill those holes you need gap insurance which by definition really doesn't fill the holes because there is still a gap. I think the only gap filler is money. If you keep throwing money at the gap you will eventually bring it up to the level you could use as a stepping stone. The trick, I guess, is to stop the amount of money you throw into the gap just one dollar short of what you would pay out-of-pocket for all the medical expenses you acquire from age 65 to death. That is defined as a win.
The parts are categorized by A B C D LBGTQ ad infinitum. Some of the parts crossbreed and others don't cover anything. I did a search on here about Medicare but only got lost and found out Humana was crap.
Anyone have a spreadsheet to cross reference coverages and costs?
Anyway, I'm cornfused. What do y'all have / recommend and what are your premiums?
Should I go with a well known company or a small one? The only reason for going big was the fact the small companies are usually eaten up by the bigger ones eventually. I already have a big bias against United Healthcare because AARP opines their virtues. Given that, and the fact Humana is crap, I guess I have to pick something else.
Suggestions?