Ask Kyle Rittenhouse how much his defense cost. I have insurance just in case something like that happens to me and I'm stuck with just a public defender because I sure as hell don't have that kind of money, much less money for bond. And yes, we live in Oklahoma, much different than MN, but there are liberal DA's in this state who would try to do the same. I'm sorry, I will not take that chance. And the insurance I have protects against both civil AND criminal, with no limits on either.Umm, if it's criminal, you've got bigger issues than a civil suit.
As I said, you do you. I carry a firearm because I would rather be judged by 12 than carried by 6, and I carry insurance in case I'm to be judged by 12.