I am not too worried about our electrical system in our house or from our electric provider. I have checked the voltage at outlets many times when changing out all switches and outlets to more modern and higher quality switches and outlets. The voltage is always in a tight range averaging 123 volts at outlets. CREC provides very stable electricity and our wiring is good. The house is 40 years old and total electric and we have never had an electrical issue. I did have to replace a weak breaker once in the electrical panel.
The Ting sensor is registering the average voltage at the outlet as 123 volts with very little fluctuation.
So, in our case I am not to concerned. Now, if I had house with crappy wiring or such, I might worry. That is not to say an appliance could not malfunction, but a breaker that is working properly "should" trip in that case.
Again, reading between the lines, I can see State Farm keeping our rates lower for having the Ting Sensor. A couple years ago we had a new roof installed with Class 4 impact shingles and received a 20 percent reduction in our premium. I am trying to keep our premium for home owner's insurance as low as possible.
But, with that all said, I am sure insurance companies will do everything they can to not pay a claim and I have no love for insurance companies................. and see them as a necessary evil!
