Annual membership is a requirement to buy their insurance. They are pond scum!
That's because the are a Farm Bureau, that also happens to sell insurance as a product to its members. You cannot be part of their insured pool unless you are a member of the Bureau, thus the membership requirement.
USAA is similar in that they restrict who they sell to, but they don't charge a membership to do it. Same as the OU Alumni programs though Liberty Mutual, and the AARP programs through Foremost and The Hartford.
I bites that they stick you for the membership dues then you find out they are dropping you for Home Owners.
FB dumped us for two properties this year as well. Ended up buying better coverage for a better price. Won't do business with FB again.
Dang, I have FB and had 3 claims (all weather events) in the last 2 years and they have kept me? I cant shop around because no one would take me untill those claims drop after 3 years time. If FB dumps me I may be screwed.
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