I really don't understand not using PayPal. It has saved my butt a few time with refunded money on a transaction I made that turned out to be fraud. It is every bit as secure as your CC.
Been using it for 15 years with 0 issues
I know what you mean, But also considering the stance PayPal has taken on some "transaction types", I can understand why there are those, especially here, that wouldn't want to be involved with them in any way.