I purchased an Audi on credit thru Red Crown credit union here in Tulsa last October 2019. Two weeks after I signed the papers Thru the car dealership my daughters boyfriend hit a deer and the car is totaled. I turn the car over to my insurance company and they take care of it. After my insurance company pays, Red crown cc call me and tells me I have a balance that my insurance won’t pay. I said fine I purchased GAP insurance to cover the rest. I fill out gap paperwork and send it off. This is last November. June of this month I get a call from Red Crown cc and they tell me I owe $1200 back interest on payments I didn’t make on a totaled out car that I turned over to my insurance company last November. huh? A very heated exchange took place on the phone over this interest charge And I told them I’m not paying anything. Now I find out my credit score took a drop of 41 points for being over 90 days behind on $187 dollars and I have no clue where they got that amount at. If I call and ask, it will cause nothing but a pee pee war. Just thought I would let you know this country has really gone crazy!