Since you don't have any scripts at this time it may be a good fit. For those with higher tier drug scripts, not so much perhaps. Mine would be nearly $2000 per year with a $590 deductible.
Since you don't have any scripts at this time it may be a good fit. For those with higher tier drug scripts, not so much perhaps. Mine would be nearly $2000 per year with a $590 deductible.
I have the same numbers as you. (FYI I started this tread). Wellcare is trying to monopolize the whole market and push everyone out.
BCBA Basic might be my next choice based on only a couple generic drugs.
So if you have no formulary then it's likely a good choice. If you had a formulary then you could see if you would fall into a "donut hole" but those are closing in 2025.
ALSO
There is a penalty for not choosing a Part D plan in time.
The penalty for not choosing a Medicare Part D plan is called the Part D late enrollment penalty (LEP). The penalty is calculated by multiplying 1% of the national base beneficiary premium by the number of months you were eligible for Part D but didn't enroll. The penalty is rounded to the nearest 10 cents and added to your monthly Part D premium.
In 2024, the national base beneficiary premium is $34.70, so the penalty is $4.90 per month. The penalty amount may increase each year as the national base beneficiary premium changes.
You may be able to avoid the penalty in some circumstances, including:
There is a penalty for not choosing a Part D plan in time.
The penalty for not choosing a Medicare Part D plan is called the Part D late enrollment penalty (LEP). The penalty is calculated by multiplying 1% of the national base beneficiary premium by the number of months you were eligible for Part D but didn't enroll. The penalty is rounded to the nearest 10 cents and added to your monthly Part D premium.
In 2024, the national base beneficiary premium is $34.70, so the penalty is $4.90 per month. The penalty amount may increase each year as the national base beneficiary premium changes.
You may be able to avoid the penalty in some circumstances, including:
- If you receive Extra Help, the penalty will be permanently removed
- If you are under 65 and have Medicare, the penalty will end when you turn 65
- If you qualify for a state pharmaceutical assistance program (SPAP), it may pay your penalty
Financial Support For Prescription Drugs | CenterWell Pharmacy®
CenterWell Specialty Pharmacy has relationships with more than 200 funding sources to help patients make the cost of their care more manageable. Learn more here.
www.centerwellpharmacy.com
Centerwell is the former Humana Pharmacy.
They have a finance program when you call this number for specialty Rx.
Finance Department team for that concern at 1-888-893-6905.
See this thread for another method of payment for drugs
A public fund that could assist you with some of your prescription drug payments
They have funded these funds again for the beginning of the year. I applied and got a grant for my REPATHA. Explanation, I used to get it with a manufacturer's assistance for $5. After I got on medicare, it's $600 a pop. Medicare won't pay it because the drug number doesn't match what they...
www.okshooters.com
it is best to apply at the beginning of the year.
This is a grant
Home
HealthWell Foundation home page When health insurance is not enough, we fill the gap by assisting with copays, premiums, deductibles and out-of-pocket expenses for essential treatments and medications.
www.healthwellfoundation.org
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