Wouldn't it be great if the next generation got back to this philosophy? I think our current financial situation is a result of our society embracing debt as a means to attain all they feel entitled to. Poor decisions, often encouraged by our elected officials, has resulted in the weakening of our economy and our nation. I would argue that your commitment to being financially responsible not only makes you smart, it puts you leaps and bounds ahead of most entering into marriage and it also makes you a patriot. Great job and keep spreading the word!